{"id":1073,"date":"2016-10-25T20:00:43","date_gmt":"2016-10-25T20:00:43","guid":{"rendered":"https:\/\/www.pamkrueger.com\/?p=1073"},"modified":"2018-12-20T16:23:49","modified_gmt":"2018-12-20T16:23:49","slug":"pams-5-questions-to-ask-an-advisor","status":"publish","type":"post","link":"https:\/\/www.pamkrueger.com\/pams-5-questions-to-ask-an-advisor\/","title":{"rendered":"Pam’s 5 Questions to Ask an Advisor"},"content":{"rendered":"

Is your advisor really working for you? When a financial advisor is employed by a brokerage firm, bank or an insurance company, he\u2019s\u00a0a \u2018representative\u2019 whose first allegiance is to his own firm in order to stay employed. Sometimes advisor \u2018reps\u2019 will want to adhere to the higher fiduciary standard, but then they switch hats and adhere to the lower suitability standard to sell you an investment product from their firm\u2019s menu of products.<\/p>\n

The new Fiduciary rules are intended to help investors clear up the confusion around choosing an advisor, and marketing departments at the big brand name Wall Street banks didn’t take long to find ways to blur the lines.<\/p>\n

Here are my five questions to ask an advisor to help you make a smart decision.<\/p>\n

\"pam5questions-872x1024\"<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Is your advisor really working for you? When a financial advisor is employed by a brokerage firm, bank or an insurance company, he\u2019s\u00a0a \u2018representative\u2019 whose first [\u2026]<\/span><\/p>\n","protected":false},"author":2,"featured_media":1074,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"\nPam's 5 Questions to Ask an Advisor - Pam Krueger<\/title>\n<meta name=\"description\" content=\"When a financial advisor is employed by a brokerage firm, bank or an insurance company, he\u2019s\u00a0a \u2018representative\u2019 whose first allegiance is to his own firm.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pamkrueger.com\/pams-5-questions-to-ask-an-advisor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pam's 5 Questions to Ask an Advisor\" \/>\n<meta property=\"og:description\" content=\"When a financial advisor is employed by a brokerage firm, bank or an insurance company, he\u2019s\u00a0a \u2018representative\u2019 whose first allegiance is to his own firm.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pamkrueger.com\/pams-5-questions-to-ask-an-advisor\/\" \/>\n<meta property=\"og:site_name\" content=\"Pam Krueger\" \/>\n<meta property=\"article:published_time\" content=\"2016-10-25T20:00:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-12-20T16:23:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pamkrueger.com\/wp-content\/uploads\/top5pam.png\" \/>\n\t<meta property=\"og:image:width\" content=\"605\" \/>\n\t<meta property=\"og:image:height\" content=\"403\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Pam Krueger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Pam's 5 Questions to Ask an Advisor\" \/>\n<meta name=\"twitter:description\" content=\"When a financial advisor is employed by a brokerage firm, bank or an insurance company, he\u2019s\u00a0a \u2018representative\u2019 whose first allegiance is to his own firm.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.pamkrueger.com\/wp-content\/uploads\/top5pam.png\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Pam Krueger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pamkrueger.com\/pams-5-questions-to-ask-an-advisor\/\",\"url\":\"https:\/\/www.pamkrueger.com\/pams-5-questions-to-ask-an-advisor\/\",\"name\":\"Pam's 5 Questions to Ask an Advisor - 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